Basel III guidelines have a direct impact on bank profitability and lending capacity. The requirement for higher capital reserves and liquidity levels improves…

A credit rating downgrade has significant repercussions for a company’s financial health. Borrowing costs increase as lenders view the company as riskier, leading…

Geopolitical risk plays a crucial role in credit risk analysis for large enterprises. Geopolitical tensions, such as wars and trade disputes, can disrupt…